Financing and Paying for Hearing Aids

If you've done some research, you know the cost of hearing aids can be prohibitively high. People can pay upwards of $8,000 per pair. Until now. Our innovative approach eliminates the middlemen and their mark-ups and passes the savings directly to you. The result? You get custom programmed, high quality hearing aids at a fraction of the retail price. Our units start at only $799 each.

Moreover, as part of UnitedHealthcare's health plan coverage, some members can obtain hi HealthInnovations premium hearing devices at either no charge or a low co-pay. You may qualify for exclusive health plan member savings if you're enrolled in a Medicare Advantage, Medicare Prescription Drug Plan or Medicare Supplement Plan insured by UnitedHealthcare. Please sign in to see your health plan member pricing, or call your health plan for details about hearing aid coverage.

Medicare

Original Medicare does not cover hearing aids, but some Medicare Advantage plans may offer coverage. Call your health plan to understand the extent of hearing aid coverage and any requirement to use specific hearing aid providers.

While Original Medicare doesn’t cover hearing aids, it covers diagnostic hearing testing if your doctor orders them to see if you need medical treatment. In this case, you pay 20% of the Medicare-approved amount for the doctor's services for covered exams, and the Part B deductible applies. Click here for more information on Medicare coverage for hearing aids and testing.

Medicaid

Many state Medicaid programs provide partial or complete coverage of hearing devices. Click here for information on Medicaid programs by state.

Veteran's Administration

Click here for information on the Veteran's Administration coverage of hearing exams and devices.

Private Health Insurance Plans

Private health insurance plans vary in their coverage of hearing exam and devices. Call your health plan to understand the extent of hearing device coverage and any requirement to use specific hearing device providers.

Health Savings Account (HSA)

Health savings accounts are tax-advantaged accounts that can be used for medical expenses not covered by your insurance plan. By paying with pre-tax dollars in the HSA, a person in the 28% tax bracket will effectively save $280 for every $1000 spent on hearing devices.

Flexible Spending Account (FSA)

Flexible spending accounts are tax-advantaged accounts that can be used for medical expenses not covered by your insurance plan. By paying with pre-tax dollars in the FSA, a person in the 28% tax bracket will effectively save $280 for every $1000 spent on hearing devices.

Deducting Your Costs

If you itemize your taxes, medical costs exceeding 7.5% of your adjusted gross income can be deducted from your federal income taxes. Qualified medical costs include hearing devices and batteries. For more information, please see IRS Publication 502, Medical and Dental Expenses.

State Vocational Rehabilitation Programs

State vocational rehabilitation programs provide assistance for workers with disabilities and may provide financial assistance for hearing devices. Find programs in your state by using the 'Information by State' tool.

View our hearing aid comparison chart and see which hearing aids may work best for you.